Southwest Georgia Financial Corporation Declares Quarterly Cash Dividend

Staff Report From Georgia CEO

Thursday, February 27th, 2020

Southwest Georgia Financial Corporation (the “Company”) (NYSE American: SGB), a full-service community bank holding company, announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per common share. The dividend is payable March 19, 2020 to shareholders of record on March 9, 2020. The Company has approximately 2.5 million shares of common stock outstanding.

Southwest Georgia Financial Corporation or its predecessor, Southwest Georgia Bank, has paid cash dividends for 92 consecutive years.